PERSPECTIVES

Regulators turn sights on BaaS

Even before the FTX platform collapse and the depositor run on SVB shone a spotlight on regulation in the already heavily regulated...

The future of BaaS—Part 2

It is no surprise that Banking-as-a-Service (BaaS) is going mainstream. It is one of the few innovative processes that provides...

How BaaS is driving fintech—Part 1

Fintech companies — which set out to change how payments, loans and investments are packaged, delivered and used — have grown...

So long Farmer's Almanac

The United Nations has predicted that the global population will reach 9.7 billion by 2050, and with it, a greater demand for food....

Fintech fights back

Fintech found itself battered and bruised in 2022. Investors pulled back on funding. Headlines touted fraud allegations involving Covid...

Recycling 2.0

Recycling paper, glass, metal and plastics has become second-nature in most of the world. Now, it’s time to move to the next...

The era of smart buildings is here

One of the tech trends making everyone’s list of “trends to watch in 2023” is the proliferation of smart apps and systems that can...

Is the US ready for a super app?

Mobile apps have proliferated at an overwhelming pace. There are now literally millions of apps to choose from, giving users the ability...

Are your teams ready to own their data?

Innovation is often associated with physical end products, such as electric cars, hydrogen fusion, and fintech apps. However, data is...

Innovative funding meets innovative ideas

Innovation isn’t free. In fact, it’s eye-popping expensive. Early-stage research and development is typically funded by grants. Later...

AI—Tipping point or hype?

Any innovation that eventually becomes mainstream must reach a tipping point where adoption moves from slow and niche to a “get out of...

Zero chance to reach net-zero by 2050

Much of the climate debate is dominated by catastrophists and utopians, but how should the rest of us think about real solutions to...

FTX crashes to earth

Energy has Enron. Telecom has WorldCom. Real estate has Countrywide. Healthcare has Theranos. And now cryptocurrency has FTX. As with...

Metaverse vs AR: A glimpse of the future?

It wouldn’t surprise anyone if “metaverse” was designated 2022’s Word of the Year. Whether it’s Facebook changing its name (and stock...

Sustainable energy meets sustainable power plants

Senator Ted Kennedy famously blocked a wind farm off the Cape Cod coast because he didn’t want to look at it while he was sailing. Ted...

Look out Venmo, CBDCs are on the way

More than 100 countries, representing 95% of global GDP, are currently exploring central bank digital currencies (CBDCs), according to...

Investment flows to private Proptech while public firms flounder

At mid-year, Proptech firms are finding that they are not immune to the general tech market correction. Fundraising has slowed — though...

E-commerce and the environment: Convenience vs carbon

US e-commerce sales reached $870 billion in 2021, a 14.2% increase over 2020 and a 50.5% increase over 2019, according to Forbes. While...

It’s a fungus! It’s a mushroom! It’s a … brick?

“When we look around us at cement and concrete, it can be easy to forget that cement is the second most-used material on earth after...

ULI report focuses on renewable energy

Buildings are responsible for 40 percent of global emissions, making real estate a prime target for clean energy initiatives. The Urban...